TrueCostBeta

The same procedure costs 2–5x more depending on where you go and how you pay.

Search any procedure. See what it actually costs at different facilities. Get a fair cash price and the words to negotiate it.

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Free during beta — no credit card required

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Why TrueCost

Stop overpaying. Start negotiating.

Price Transparency

Save 40–80%

See what every facility actually charges — not what they bill insurance. Real cash prices, no surprises.

Cash Pay Advantage

No Insurance Needed

Cash patients skip the billing overhead. Many facilities offer their lowest rates to people who pay directly.

Negotiate With Data

Word-for-Word Scripts

We give you the fair market price and exactly what to say when you call. Most people save on the first call.

How It Works

Three steps to stop overpaying.

01

Search

Find your procedure by name or CPT code. We cover thousands of common procedures.

02

Compare

See real cash prices across doctor offices, surgery centers, and hospitals. Side by side.

03

Negotiate

Get a fair cash offer amount and word-for-word scripts to use when you call.

Healthcare Timeline

Plan for what’s ahead.

The average American spends $300K+ on healthcare in their lifetime. See exactly when those costs hit — and what you can do now to prepare.

Explore the Timeline

Lifetime Healthcare Spending

Female cash $292K
Male cash $323K
Insurance ~$480K

Cash pay vs. insurance — lifetime spending by age

Medical Debt Crisis

See the crisis. Take action.

100 million Americans carry medical debt. Click your state.

Not sure where to start?

Ask our cost navigator. It knows pricing data for thousands of procedures and will coach you through negotiating.

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Free during beta

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